​14 San Antonio Starter Homes that Probably Cost Less Than Your Rent

As a (fantastic) San Antonio real estate site, we've explored all sorts of topics regarding buying your first home. From articles telling you our picks for best neighborhoods for first-time buyers and exploring millennial hot spots for millennial first-time buyers to dedicated pages for first-time buyers and a comprehensive first-time buyer guide, we've got this first-time buyer thing down.

If you haven't noticed, over the past several years rent has been on the rise in San Antonio...a fact that causes little celebration for anyone except landlords. Because you are a first-time homebuyer, you are probably not one of these landlords. Keeping this in mind, you have most likely asked yourself in the not-so-distant past, “ Should I be buying a home instead of paying these crazy rent prices?”

For many of you current renters, the answer may be yes. Whereas renting is a convenient way to live, (and there isn't a lot of mystery behind paying your first and last month's rent to get in), buying a home is a long-term investment that can pay off in the end... and is often comes with cheaper monthly payments. Plus, if mortgage payments are made on time, homeowners can expect an improved credit score, as well as some pretty rad tax advantages due to itemized deductions like property taxes and private mortgage insurance. Besides the financial benefits, owning a home also gives you the freedom to do more exciting things than itemizing tax deductions; like HGTV'ing your space, improving energy efficiency, owning a pet, and much more.

What we're saying is, if you’ve made the decision to buy your first home in San Antonio, congratulations; there’s never been a better time to buy San Antonio real estate! Oh, and we want to help you transition from first-time home buyer to first-time homeowner.

So what can a first-time buyer expect to pay each month for starter homes in San Antonio? Well, while the payments can differ as much as the neighborhoods around San Antonio, we'd like to give you a glimpse. Without further adieu, here are San Antonio's most eligible starter homes (broken down by neighborhood), complete with an estimated monthly mortgage payment. And if you aren’t quite ready to mow your own yard yet, no worries, we’ve included some condos just for you. Take a look and compare the estimated mortgage payment to your rent- you may be surprised at the difference.

Central San Antonio 

3846 Highcliff Dr  

$168,000  OR  $1,085 +/mo Est. monthly payment Prequalify Today

Located in the quiet and cozy Fairfield subdivision, this four bedroom home comes with an AMAZING backyard.  Also, if you are into vintage appeal, this one certainly offers that, too!

1 Towers Park Ln

$109,000 OR $704 +/mo Est monthly payment Prequalify Today

Are you looking for carefree 50+ adult independent living? Then look no further than this condo. Located outside Ft Sam Houston on beautiful grounds, and loaded with amenities, this home makes for a perfect “lock and leave” lifestyle. Indoor pool and spa, two dining areas, fitness center, library, weekly housekeeping, 24-hour security, valet parking, and concierge… A must see for the discriminating (50+) first-time home buyer. $109,000

West San Antonio

11043 Armor Arch  

$164,900  OR  $1,065 +/mo   Est. monthly payment Prequalify Today

Located in the Meadows of Bridgewood, this home has storage galore, a large master bedroom, a large, level back yard and is offered at a fantastic price! 

Northwest San Antonio 

20 Tapatio Dr E #311  

$210,000 OR $1,357 +/mo  Est. monthly payment

 Okay, so we know we’re stretching it by placing this on the northwest side of San Antonio, BUT… we couldn’t help but tell you about this awesome place. sit on your balcony and enjoy the breeze, watch the golfers (or BE the golfer) in this end unit, with top floor views. Bonus: this place comes fully furnished!

7701 Wurzbach Rd

$161,000 OR $1,040 +/mo  Est. monthly payment Prequalify Today

We aren’t sure if there could be a more perfect location for Medical Center/ USAA/ shopping access. If you are looking for quality high-rise living, you have found it with this two bedroom, two bath condo.

North San Antonio


20831 Blue Trinity  

$239,900 OR $1,550 +/mo Est. monthly payment 

Okay, ya’ll… this home is actually an incredible value in Bulverde Creek. A large eat-in kitchen with island featuring pristine granite countertops and stainless steel appliances, master bedroom with high ceilings and spacious walk-in closet, bathrooms spectacularly upgraded with granite and modern fixtures, a sizable game, a huge side patio and backyard conducive to pets, playground, or garden… the list goes on and on.

Downtown San Antonio

548 Leigh St

$230,000 OR $1,486 +/mo Est. monthly payment! Prequalify Today

Southtown!!! Yep, this starter home is in the super trendy Southtown neighborhood, within walking distance to the Tower of the Americas, La Villita, and other great venues. While the granite kitchen counters are nice, it may be even nicer that the stainless steel appliances and furniture come with the house. 

North Central San Antonio

4822 Purlane 

$164,900  OR $1,065 +/mo Est. monthly payment 

Conveniently located in Long's Creek this property greets you with a mature oak tree in front. Inside, the kitchen is open and spacious on the first floor, while upstairs offers all bedrooms and an upstairs living/ game room area.

11836 Petal Dr #52

$139,900 OR $904 +/mo Est. monthly payment Prequalify Today

This lovely townhome is adorable, updated, centrally located, and presents sophisticated charm! Downstairs offers a HUGE updated kitchen with newly installed appliances and an expansive breakfast bar, dining room, family room, half bath and patio area -- perfect for entertaining.

North East San Antonio

11601 Forest Hollow  

$158,000 OR $1,021 +/mo Est monthly payment 

This warm and inviting home offers an exceptional open floor plan. The interior features include high ceilings, a light-filled floor plan, cozy and an inviting living area with a floor to ceiling fireplace. Additionally, there is a well-equipped kitchen that comes with a breakfast bar, as well as an expansive master suite with an updated master bath.

5823 Royal Club

$150,000 OR $969 +/mo Est. monthly payment Prequalify Today

How adorable is this charming courtyard patio entrance? Also worth swooning over? The built-in bookcases, large master and the enclosed balcony overlooking the back patio. Did we mention there’s a water fountain too? Yep, there is.

Central West San Antonio

1434 W Gramercy Pl

$168,900 OR $1,091 +/mo Est. monthly payment 

Located in popular Beacon Hill, this WWII era home has been completely renovated and offers wood floors, stainless steel appliances, and new paint. Want help with the mortgage payment? A detached efficiency with kitchen and bath creates excellent potential for a rental unit.

223 Continental Ave

$155,000 OR $1,001 +/mo Est. monthly payment Prequalify Today

This gorgeous, newly remodeled home, sits on a large lot down just down the street from Nationally recognized St. Mary's University and presents easy access to main thoroughfares. New roof, central AC, granite in kitchen and baths…. What are you waiting for?!

Central East San Antonio

1103 Hammond Ave

$164,900 OR $1,065 +/mo Est. monthly payment 

Close to downtown with an inviting front porch perfect for sipping lemonade in a rocker? Yes, please! This vintage beauty also boasts refinished hardwood floors, a fireplace in the living room surrounded by shelving, a large dining room, and fresh paint throughout the interior. Plus, with updated electrical systems and fixtures, you have no excuses NOT to fall in love with this vintage cutie!  

Is it time for you to own your first starter home?  Search for homes in San Antonio now! Already found a home but don't know what to do next? Talk to a lender about a mortgage! Don't know where to begin? Download our (free) Complete Guide to Buying a Home in San Antonio

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

buyer:An economic downturn when buyers have the advantage.

buyer:A temporary agreement where the buyer will reside in the property before closing.

buyer:the agent that represents and guides the best wishes of the buyer in a business transaction, as either an individual agent or as a broker

access:The right to enter a land through public route; also may include entering the land from another private land.

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