Convertible adjustable-rate mortgage

This mortgage originates as an adjustable rate loan however it can be converted into a fixed-rate loan over a specific period of time


The transfer of a property by the transfer of a title-- a deed.

Conveyance tax

A tax imposed on the transfer of a title

Cooperating Broker

A broker who finds a buyer or seller for a property listed by another broker.


a multi-unit building used for residential use that is owned by a corporation, who lease these units


A new offer made on the sale price or sales terms and conditions made in reply to a previous offer.

Courier Fees

The fee charged by a courier to deliver documents regarding the sales transaction throughout the entire process.

Covenants, conditions, and restrictions (CC&Rs)-

Rules and restrictions set on land development.

Credit History

a comprehensive record of an individual

Credit Rating


Credit Report

An analysis of an individual


The end of a street or alley that is circular in shape to alleviate traffic trouble.

Curable defect

A small, fixable defect on a property, that is fixed at either a relatively low cost or with little labor required.

Decorating Allowance

The amount of money given by the seller to the buyer for cosmetic changes on a property.


A document that provides evidence in written form of the owner of a property. Deeds can be transferred between parties.

Deed of Trust

A legal document that lists the purchased property as the only asset in this trust. If the borrower defaults on the loan, the lender transfers the trust to the trustee. Texas is a deed of trust state

Deed Restrictions

Limitations written onto the deed which restrict the uses of the purchased property.


The failure to fulfill an obligation; most frequently, the failure to pay a monthly payment.


The transfer of the deed from the seller to the buyer which is final and cannot be recalled by the seller.


The nature of real property by way of a will.

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