Expert Buying Advice

​How San Antonio Property Taxes Are Calculated

Let’s be real: no one likes property taxes. However, if you’re on track to become a homeowner, there’s a solid chance you’ll have to make peace with them…and it might not be as hard as you think.

​Pay 20 Percent Down? Maybe Not.

Although it’s an outdated number, the thought of a 20% down payment deters many would-be buyers from even considering owning their own home

 

​5 Warning Signs You Aren’t Ready to Buy a Home

The honest truth? Homeownership is a big deal, and it comes with a lot of responsibility.

4 Things to Consider When Choosing a San Antonio Neighborhood

If you’re looking for your new home here in San Antonio, chances are you have a few specific neighborhoods in mind. But which one really suits your family best? To help you out, we’ve compiled a list of the top three things to consider when choosing your next neighborhood.

​4 Things San Antonio Home Buyers Should NOT Do During the Home Approval Process

To be ​approved for a home loan, you’ll need to show your lender that you (and your spouse or partner, if they’re purchasing along with you) are a safe and low-risk investment. Sound intimidating? Thankfully, we’ve got four tips to help you put your best foot forward and streamline your approval process.

​What San Antonio Homebuyers Should Know About the Real Estate Appraisal

While both the home appraisal and the home inspection are designed to evaluate a property before purchase, the two serve very different purposes.

​Texas Homestead Tax Break

Texas’ “Homestead Exemption,” lets homeowners catch a serious break on their property taxes – simply for owning a home!

5 Key Insights About the Interest-Rate Lock

In an effort to make the buying process a little less confusing, we thought we’d clear up a few vocabulary words, starting with a few insights on the “interest-rate lock”. 

​Tips for Choosing a Neighborhood in San Antonio

Which San Antonio neighborhood best fits you and your needs? We’ve put together a few tips for the Alamo City house hunter so that you can make the decision with confidence.

​Looking Past Sales Price When Buying a Home in San Antonio

It’s easy to fixate on the price point of a home; after all, you have a budget and you’re probably trying your best to stick to it. However, sometimes it’s important to dig a little deeper to discover the true value of your home.

Buying a Home in San Antonio: How to Choose the Most Important Features

Whatever your focus is, here’s an easy way to help you figure out the features that are most important to you.

5 Important Tips to Consider After Closing on a Your San Antonio Home

The path to purchasing a home is both exhilarating and stressful. All we want is for everything to go smoothly so that we can get the keys to that house!  But what happens after closing?  Here are some tips to help you enjoy many years of homeownership after the keys have been handed over.

insurance:Protection against specified hazards by a company that a party pays a premium to.

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

addendum:A change made to a contract after it

Choosing The Right Agent

Investing in a home is a big decision and your REALTOR should understand what you are looking for and be able to guide you efficiently through that decision making process.

How Much House Can I Afford?

Figuring out how much house you can afford takes some planning and analyzing.  There are a few factors that go into finding out the maximum amount of money you can spend on a home including income, debt, and mortgage rates.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

How Credit Scores, Down Payments, and Mortgage Rates Impact You

If you are planning on taking out a mortgage for the purchase of your home, you will want to be aware how credit scores, down payments, and mortgage rates will impact you.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

interest rate:Generally expressed as a percentage, this is the periodic charge on borrowing money.

down payment:

down payment:The portion of the value of the property the buyer pays for without the help of financing.

Real Estate Industry Leader Lisa Nuttall Munoz Appointed Broker-of-Record for Keller Williams Herit

​Keller Williams Heritage recently announced the appointment of Lisa Nuttall Munoz, a longtime leader of the brokerage, as its Broker-of-Record.

Here’s What You Can Get in SA for the Median Price of a Home in These Major US Cities

Think San Antonio is expensive? You may change your mind after you see these cities’ housing prices!

Here’s What You Can Get in SA for the Median Price of a Home in These Major US Cities

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

The Superpowers of a Realtor

​Every Realtor has a superpower and most of them do not even know it. If they do, they don’t know they could use it to help those in need and become a superhero. This is not just a corny statement or some inspirational speech to get you pumped, but for you to recognize your unique ability to help others in a way you may not have thought of.

The Superpowers of a Realtor

SA’s Most Popular Neighborhoods (And Why They’re So Alluring)

What are the most popular neighborhoods in San Antonio? Here are the top 10 neighborhoods to buy a home!

SA’s Most Popular Neighborhoods (And Why They’re So Alluring)

7 Questions to Ask at Your Next Open House

Buying a home in San Antonio? Don’t waste the opportunity to ask these 7 questions at the next open house!

7 Questions to Ask at Your Next Open House

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

listing:A formal written contract that allows an agent to represent a party in the selling, leasing, or buying of a property.

disclosure:A statement the seller is required to provide that details the presence of any relevant information regarding a property, including the existence of lead paint or asbestos

Watch Out for These 7 REALTOR® Red Flags

How do you know if your real estate agent is sketchy? Watch out for these 7 red flags and choose the right REALTOR®!

Watch Out for These 7 REALTOR® Red Flags

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

majority:The age of which a person transitions from a minor to an age where he can represent himself and handle his own affairs.

buyer:An economic downturn when buyers have the advantage.

buyer:A temporary agreement where the buyer will reside in the property before closing.

buyer:the agent that represents and guides the best wishes of the buyer in a business transaction, as either an individual agent or as a broker

Want a Break on Property Taxes? These San Antonio Communities May Keep More Money in Your Pocket

Taxes. Just the word alone makes some people break out in hives. But what if you didn’t have to pay these taxes? What if you could save nearly 20% per year just by carefully choosing where you buy your home? We took a look at several of the areas around and outside the city of San Antonio and compared the different tax rates. The results were somewhat surprising, showing that some neighborhoods could save their homeowners over a grand a year in taxes.

Want a Break on Property Taxes? These San Antonio Communities May Keep More Money in Your Pocket

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

​How Rising Interest Rates Will Actually Affect SA Homebuyers

We’re here to decode the mortgage rates mystery. Below, we’ve outlined rising mortgage rates as they apply to San Antonio neighborhoods. Keep reading to learn why now is the time to sign those closing papers…especially if you’re a first-time buyer in San Antonio!

​How Rising Interest Rates Will Actually Affect SA Homebuyers

Millennials, Avocado Toast, & the San Antonio Housing Market

It seems that, ever since the first round of millennials began peeking their heads into the perilous real estate market, they’ve gotten nothing but flack. But are excessive latte-driven spending habits the real reason this generation isn’t buying?

Millennials, Avocado Toast, & the San Antonio Housing Market

SA’s Most Popular: Why These 15 Neighborhoods Are So Hot Right Now

So you know that literally everyone is moving to San Antonio…but where is literally everyone buying? Below, we’ve outlined the Top 15 Hottest neighborhoods in the city (along with just why everyone is so obsessed).

SA’s Most Popular: Why These 15 Neighborhoods Are So Hot Right Now

11 Affordable Houses Close to SA Military Bases

So how exactly does such a large military population find affordable housing close to work? While (yes) some military members choose to live on-base, many choose to pour their hard-earned salary into equity (and a more well-developed sense of “home”). Below are a few of our favorite San Antonio homes in close proximity to these active duty epicenters.

11 Affordable Houses Close to SA Military Bases

Finding Home Base: 8 SA Neighborhoods Perfect for Military Families

Due to the highly concentrated population of active military families in San Antonio, plenty of neighborhoods and subdivisions have been built specifically with military families in mind! Here are our picks for military families looking to plant roots in San Antonio…even if only for a few years.

Finding Home Base: 8 SA Neighborhoods Perfect for Military Families

Don’t Believe Everything you Hear: 6 Myths About Buying a Home in San Antonio (Video)

You’ve heard that “expert” advice about San Antonio homes and what it’s going to take to buy one in 2017… but what part of that advice is truth and what is myth? Don’t believe everything you hear, this video will fill you in on 6 Myths floating around about buying a home in San Antonio.

Don’t Believe Everything you Hear: 6 Myths About Buying a Home in San Antonio (Video)

San Antonio’s Most Eligible Move-Up Homes

Whether you’ve outgrown the space or increased your budget, it may be time for a home upgrade. So, we’ve a curated a list of 10 of San Antonio’s most eligible move-up homes. Get ready to swoon!

San Antonio’s Most Eligible Move-Up Homes

What’s Your Type? Finding Your Perfect SA Home Match

Making the decision to move can be difficult…but finding a new place to call “home” can be even harder. Thankfully, we’re here to help you narrow down the options. Which type of San Antonio property fits you best?

What’s Your Type? Finding Your Perfect SA Home Match

Don’t Let Christmas Ruin Your Credit: 9 Spending Mistakes To Avoid

The holidays are almost here and, ready or not, it’s time to start preparing. While it’s great to get caught up in the joy of the holiday season, it’s important to think ahead to the New Year.  If you have big plans for 2017, you will want to avoid some common holiday spending mistakes. Read on to find out which 9 mistakes experts say you need to avoid.

Don’t Let Christmas Ruin Your Credit: 9 Spending Mistakes To Avoid

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

down payment:

down payment:The portion of the value of the property the buyer pays for without the help of financing.

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

access:The right to enter a land through public route; also may include entering the land from another private land.

Biggest Bang for your Buck: San Antonio Neighborhoods

Getting the best home value for your dollar depends on which San Antonio area neighborhood you select. But it’s not just about the price of the home that matters when you choose that perfect neighborhood.  Find out which San Antonio area neighborhoods will get you the most bang for you buck.

Biggest Bang for your Buck: San Antonio Neighborhoods

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

built-ins:Appliances or other amenities that are built into a home and are therefore permanent.

access:The right to enter a land through public route; also may include entering the land from another private land.

Fixtures, Wallpaper, and Landscaping: Ten Easy Fixes to Ignore When Searching for Your Dream Home

The house hunt is certainly exciting, and beautiful homes abound, but many homebuyers miss out on great opportunities by focusing on buying their perfect forever home “as is”. What a large number of buyers don’t realize is that many of their initial dislikes can be fixed easily. Such easy cosmetic fixes should not be deal breakers! Here’s our list of top features to ignore when searching for a new house.

Fixtures, Wallpaper, and Landscaping: Ten Easy Fixes to Ignore When Searching for Your Dream Home

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

fixtures:An item included in the sale of a property due to it being an attached extension of the property.

buyer:An economic downturn when buyers have the advantage.

buyer:A temporary agreement where the buyer will reside in the property before closing.

buyer:the agent that represents and guides the best wishes of the buyer in a business transaction, as either an individual agent or as a broker

6 Questions to Ask When Buying an “As-Is” Property

A classic buyer beware situation, an “as-is” property is one in which the buyer accepts it with ALL faults.  Though this is the definition of as-is in its simplest terms, knowing the definition is not enough- especially when dealing with homes. There are many probing questions that buyers will have about buying an as-is property. This article will help guide you through the questions you should be asking.

6 Questions to Ask When Buying an “As-Is” Property

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

insurance:Protection against specified hazards by a company that a party pays a premium to.

contingency:Under contract, this is an item that is contingent on the fulfillment of a specific condition

buyer:An economic downturn when buyers have the advantage.

buyer:A temporary agreement where the buyer will reside in the property before closing.

buyer:the agent that represents and guides the best wishes of the buyer in a business transaction, as either an individual agent or as a broker

Top 7 Mistakes Rookies Make When Buying a Home

Buying a home can be scary, thrilling, and confusing if you are a rookie in the housing market.  Lucky for you we have made a list of the top 7 mistakes first-time buyers make when searching for a home so you can begin this process a little more knowledgeable and prepared for what might come.

Top 7 Mistakes Rookies Make When Buying a Home

Pre-approval:An assessment given by the lender that investigates the borrower

Mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

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